Every yard you batch on site is a yard you are not buying from a plant, and that spread is the whole business. Concrete contractors who move to volumetric mixing do not just save on material cost, they gain scheduling freedom: no batch tickets timed to plant windows, no partial-load charges, no truck waiting on a crew that is not ready. The margin improvement is real and it compounds pour by pour.
We finance volumetric concrete mixer trucks specifically for concrete contractors, from owner-operators writing their first ticket on a new machine to mid-sized shops adding capacity ahead of a busy season. Our minimum is $50,000, the sweet spot for most contractor purchases sits landing between $100k and $150k and above, and we work through the full credit spectrum including B/C credit situations that bank underwriters routinely decline.
Funding typically lands in about one to two weeks from a complete application. For requests under roughly $400,000 we can often move on application-only terms, meaning three months of bank statements and the quote from your dealer is enough to start the review. No tax returns, no lengthy package.
Concrete Contractors Who Benefit Most
The margin case for volumetric mixing is strongest in a few contractor profiles. First are residential contractors running driveways, patios, flatwork, and footings across multiple jobs per week. Plant-mixed concrete carries minimum load fees that can eat the profit on a short pour. A small volumetric mixer lets you batch exactly what the slab needs and move on.
Second are contractors who take commercial flatwork contracts where specs vary by zone, section, or pour sequence. Changing mix design mid-pour is impossible with a drum truck. A volumetric unit changes it in seconds at the meter.
Third are contractors in suburban or rural corridors where the nearest batch plant requires a long haul. The drum truck arrives stiff. Yield is short. Disputes follow. Owning your mix is the cleaner answer.
- Residential flatwork and hardscape specialists
- Commercial slab and tilt-up concrete crews
- Contractors operating in areas with limited plant access
- Specialty mix users needing fiber, color, or accelerated cures
- Sub-contractors who want to bid mix-supply into their contracts
How the Financing Process Works
Start with an application and the equipment quote. For most concrete contractor purchases we work on application-only financing up to around $400,000, which strips out the tax-return requirements that slow bank processes down by weeks. We pull business and personal credit, look at bank statement cash flow, and price a structure that fits your seasonal revenue pattern.
We offer both equipment loans and equipment leases. Loans put title in your name from day one and let you capture Section 179 depreciation in the year of purchase. Leases preserve working capital, keep the asset off certain financial covenants, and can offer a lower monthly payment if cash flow management matters more than ownership this year. We walk you through both structures so you pick the one that fits your tax situation and balance sheet.
If you already own a volumetric unit with equity in it, a cash-out refinance can unlock that value as working capital for materials, labor, or a second truck without selling the asset. Sale-leaseback is also available if you need to free up cash from a truck you own free and clear.
Choosing the Right Volumetric Unit for Your Contracting Work
Not every concrete contractor needs the same machine. A residential specialist running three-yard pours benefits from a compact unit with a tight turning radius and short-haul capability. A commercial contractor batch-supplying a large flatwork crew may need a large volumetric mixer in the ten- to twelve-yard range that can keep pace with multiple pump stations.
Brands like Cemen Tech, ProAll, and Holcombe each build trucks optimized for different duty profiles. Auger-feed systems handle aggregate gently and stay consistent on slump; conveyor-belt concrete mixers move larger stone cleanly at high output. The financing structure does not change much by brand, but selecting the right machine means the monthly payment is working against a unit that actually fits your jobs.
Used and reconditioned units are fully eligible for financing. A well-maintained volumetric mixer with documented service history is a sound asset, and we finance both new and used equipment on identical terms. If the machine passes your inspection, it passes ours.
New vs. Used: What the Numbers Look Like for Contractors
A new volumetric mixer from a major manufacturer carries a price tag that can range widely depending on size, chassis, and options package. A used unit in solid working condition, with auger and conveyor inspected and electronics serviced, can represent strong value and a lower monthly obligation. We finance both.
For contractors buying used through a private party or dealer, our private-party purchase financing program handles the transaction cleanly. We pay the seller directly at closing, and you receive the equipment and title. The process is nearly identical to buying new from a dealership.
First-year owners or contractors who have been operating under a year can also access new-business startup financing options. The terms differ, but the program exists specifically for operators who are building their credit profile and equipment history at the same time.
Frequently Asked Questions
Answers to the questions concrete contractors ask most often before they apply.
Ready to Finance Your Volumetric Mixer?
Apply today or request a quote. Most concrete contractor applications complete the review in one to two weeks, and we can often start with application-only terms. Learn about loan structures or reach out directly to discuss your equipment list and credit situation.