New Volumetric Mixer

Volumetric Mixer Financing

New Volumetric Mixer

Finance a new volumetric mixer with current warranty coverage and full spec. $50k minimum, application-only to $400k, funding in 1-2 weeks.

Buying new is a different business calculation than buying used, and it starts with the warranty. A new volumetric mixer comes with the manufacturer's coverage on the metering system, the chassis, and the hydraulic components. That warranty has a dollar value that shows up in your operating cost every month you do not pay for an unexpected repair. It also has a reliability value that shows up in your production schedule every day the truck runs without a mechanical interruption. These are real numbers, and they belong in the buy-versus-used calculation.

We finance new volumetric mixers from all major manufacturers for concrete contractors, mobile concrete startups, and established operators adding capacity. Minimum deal size is $50,000 and new units typically price from $120,000 to over $300,000 depending on output class, chassis, and configuration. Application-only financing is available up to approximately $400,000. Most deals fund in one to two weeks.

The New Mixer Advantage: Where It Pays and Where It Does Not

A new volumetric mixer is not the right answer for every buyer. The premium over a quality used unit can be 30 to 60 percent, and that premium demands enough incremental revenue or avoided repair costs to justify itself over the loan term. For buyers who are starting their first mobile concrete operation, who are entering a market where downtime is costly, or who are signing long-term contracts where reliability is a deliverable, new makes sense. For buyers who are adding a second truck to a fleet that already has field support capacity, a quality used unit may produce better returns on the capital.

Where new clearly wins: early-stage operators who cannot afford a mechanical breakdown in their first year, operators with manufacturer-backed service agreements, and buyers who want specific configuration options that are not available on the used market. A new unit can be built to exactly your mix design requirements, your chassis preference, and your regional regulatory specifications. Used units are what they are.

Related equipment categories worth comparing: the reconditioned volumetric mixer category offers a middle path between new and raw used, while the used volumetric mixer category covers the full range of pre-owned units. We finance all three, and the financing terms differ based on equipment age and condition rather than simply which category you choose.

Financing Terms on New Units

New volumetric mixers qualify for the longest terms and the most favorable rate structures in our equipment loan and lease programs. A new unit from a recognized manufacturer with documented current pricing, purchased through a dealer or direct from the manufacturer, supports terms out to 72 months for well-qualified borrowers. The extended term reduces the monthly payment, which is often a key consideration for operators who are entering the mobile concrete segment and want to minimize their fixed cost base while building revenue.

An equipment loan on a new mixer works the same as any secured loan: fixed rate, fixed payment, you own the equipment during the loan term, and the lender holds a lien that is released when the loan is paid. An equipment lease is an alternative that keeps the payment off the balance sheet and allows an upgrade at end of term. The lease structure can also offer tax advantages depending on your business's tax situation, particularly when paired with the right depreciation strategy.

For operators who want to use the tax code to reduce the effective cost of a new unit, a conversation about bonus depreciation financing is worth having. Bonus depreciation allows qualifying new business equipment to be deducted at a high percentage in the year of purchase, which can substantially reduce the after-tax cost of a new mixer and affect whether a loan or a lease is the more advantageous structure.

Who Should Consider a New Unit

Concrete contractors who have enough revenue history to qualify for favorable terms on a new unit and who are in a market where downtime costs are high. Operators starting their business with their first truck, where the warranty and reliability of a new unit reduce the risk of the venture. Established fleet operators who are standardizing to a current model for parts and service consistency. And operators who need a specific configuration that is not available on the used market.

Mobile concrete businesses that compete on service quality and responsiveness find that a new, well-maintained unit supports their brand positioning in a way that an aging used truck does not. When your whole pitch is about fresh, consistent, on-demand concrete, the truck's appearance and reliability are part of what you are selling. A new truck makes that pitch easier to sustain.

Getting a New Mixer Financed

New mixer financing moves through our approval process the same as any equipment deal, with the added advantage that the purchase price and equipment specs are clear from the dealer's quote or manufacturer's invoice. No appraisal ambiguity. The collateral value is the documented purchase price, which simplifies the underwriting.

For amounts up to approximately $400,000, application-only financing is available. Larger amounts require bank statement documentation. Either path produces a decision within a few business days and funding within one to two weeks of signing. Operators in growth markets like Nashville and Charlotte who are buying new units to meet expanding concrete demand find the two-week funding timeline workable against most dealer delivery schedules.

New Volumetric Mixer Financing Questions

Here are the most common questions from buyers of new volumetric mixers.

Finance Your New Volumetric Mixer

If you have a dealer quote or a manufacturer price sheet in hand, you have everything you need to start the financing conversation. We finance Cemen Tech, ProAll, Holcombe, and other major brands on new unit purchases. Tell us what you are buying, tell us about your business, and we will come back with a term sheet that reflects the actual deal, not a placeholder estimate.

Common questions

Answers before you send the file

Does buying new from a dealer versus direct from the manufacturer change the financing terms?

It can, slightly. Dealer purchases often come with documented list prices and dealer invoices that are straightforward for underwriting. Direct manufacturer purchases are also fine, but we will look at the manufacturer's invoice and potentially require confirmation that the unit is on order or in production. The difference in terms is typically minor.

Can I lock in a financing rate before the truck is delivered if delivery is three months out?

Rate locks are available for limited periods. Talk to us about what is available when you are ordering. Many operators prefer to finalize financing closer to delivery date to get the most current rate environment, but if rates are moving in an unfavorable direction, a rate lock at order placement can protect your payment.

What happens if the new truck is delivered with defects and needs warranty repair before it earns any revenue?

The loan is independent of the equipment's operational status. If the truck is in the shop for warranty repair, the loan payments are still due. This is one reason we recommend having some operating reserve available when financing a first new unit, so a warranty delay does not create a payment crisis before the truck is earning.

Can I refinance a new volumetric mixer after 12 months to pull cash out?

Yes, if the unit has been paid down to a level that creates available equity, a cash-out refinance is possible. Twelve months of payments on a new unit typically does not create much equity unless you made a substantial down payment, but after two to three years of payments, an equity extraction refinance is often workable.

Is Section 179 available on a new mixer financed through a loan?

Generally yes. Section 179 is available on financed equipment as long as the equipment is placed in service and used for business purposes. The full purchase price can often be deducted in year one, even though you are making payments over multiple years. Your accountant should confirm how this applies to your specific tax situation.

Put this mixer on the production schedule.

Send the machine, seller, price, and delivery date. We will identify the next financing step.