Hi-Lo Manufacturing has spent years serving the end of the volumetric mixer market that values rugged construction and accessible ownership cost over premium branding. The machines are built for operators who want a functional, durable volumetric unit without the price premium of the largest manufacturers, and who are willing to do a little more due diligence on the purchase in exchange for buying at a lower cost entry point. That positioning has created a secondary market with its own active community of operators who seek out Hi-Lo equipment specifically. We finance Hi-Lo Manufacturing volumetric mixers for buyers entering the mobile-batching business for the first time and for established operators adding Hi-Lo units to a multi-brand fleet.
Hi-Lo deals typically start in the $50,000 range and run up to about $140,000 on newer or fully configured units. Application-only financing handles all of that range without a stack of financial documentation for most buyers. If you are also looking at Swan Machinery mixers or Omega concrete mixers in a similar price tier, we can run numbers on all three and let you make the machine decision based on the actual business case rather than a financing variable.
Who the Hi-Lo Buyer Is
Hi-Lo Manufacturing buyers fall into a few identifiable categories. The most common is the startup operator who has done their research, understands the margin math on mobile concrete, and wants to begin their business at a lower capital cost than the premium brands require. A Hi-Lo unit that enters service for $80,000 instead of $180,000 for a new top-tier machine generates the same margin per yard while carrying a monthly payment that breaks even on the route much faster.
For residential concrete contractors adding mobile batching to an existing business, the Hi-Lo often makes sense as a first mobile mixer because the lower purchase price reduces the downside risk of a new revenue model that has not yet been proven in their specific market. If the route works, you add more equipment. If it takes longer than expected to build, the lower payment buys you time.
Hi-Lo also shows up with operators in markets where the route economics favor a lower-cost, lower-output machine because the average pour size in the territory is small and efficiency matters more than maximum throughput. Pool and hardscape contractors who pour decks, walls, and hardscape features in small batches throughout a workday often find that a lower-cost Hi-Lo hits the production sweet spot for their work without excess capacity they are paying for but not using.
Hi-Lo Manufacturing Equipment: Build and Collateral
Hi-Lo Manufacturing produces truck-mounted and in some configurations trailer-mounted volumetric mixers. The machines use the standard volumetric design: separate compartments for aggregate, sand, cement, water, and admixtures, with delivery at the chute under operator control. The design is functional and field-tested, and the brand's focus on accessible ownership cost means the machines are built with serviceable components rather than proprietary systems that require specialized repair support.
From a financing standpoint, Hi-Lo equipment occupies a lower price tier than the dominant volumetric brands, which means loan amounts are smaller and monthly payments are more accessible for newer operators. The tradeoff is that the secondary market for Hi-Lo is somewhat narrower than for Cemen Tech or ProAll, which affects the lender's advance rate on used units. For new Hi-Lo equipment, the advance rate is more predictable. For used units, the condition and documentation are especially important because comparable sales data is less abundant.
Operators financing Hi-Lo equipment for use on agricultural and farm construction jobs find the machines practical for the scale of work common in that sector. Farm concrete work typically involves smaller pours, sporadic scheduling, and remote locations where plant delivery is difficult. A Hi-Lo's lower capital cost makes it a sensible investment for an operator whose concrete volume does not justify a $200,000 machine.
Getting a Hi-Lo Deal Approved
Hi-Lo deals are often the most accessible in the volumetric mixer financing space because the deal sizes are smaller. Application-only financing handles the majority of Hi-Lo purchases comfortably. Three months of bank statements and the standard application are the typical documentation ask. Decisions come back in 24 to 48 hours on most submissions.
B and C credit programs are well-suited to Hi-Lo financing because the smaller deal size reduces the absolute risk on the lender's side, which creates more flexibility on credit profile requirements. A buyer with credit challenges who is targeting a $90,000 Hi-Lo is a meaningfully different underwriting conversation than the same buyer targeting a $250,000 new Cemen Tech. The accessible price point is part of why Hi-Lo is a natural first-machine recommendation for operators who are still working on their credit.
Startup financing is particularly active in the Hi-Lo segment. Operators entering mobile concrete for the first time often make the Hi-Lo their starting point precisely because it limits the capital commitment while they test the route economics in their market.
Equity Options on a Hi-Lo You Own
Hi-Lo units that are paid off carry equity that can be mobilized through a Sale-Leaseback. We assess the machine's current market value, issue a term sheet, and if you accept, fund the transaction within about two weeks. You receive the appraised value as a lump sum and continue operating the machine under a lease arrangement with monthly payments. For operators who paid off their Hi-Lo and want to use the equity as a down payment on a newer or larger machine, the leaseback is a practical bridge structure.
The smaller equity amounts typical of Hi-Lo equipment mean the leaseback proceeds are more modest than they would be on a $250,000 machine, but the structure works on the same principles. Operators who used a Hi-Lo as their entry point and have outgrown it often leverage the leaseback to fund the step up to a larger platform while keeping the smaller machine in service on a secondary route.
Finance Your Hi-Lo Manufacturing Mixer
Good entry point, good financing, and we move fast. Submit your application with the machine information and we will be back with a credit decision within two business days. The deal closes in about two weeks from approval. Start here.